- Introduction
- Your Role In Planning for Retirement
- Why You Should Invest in a 401(k) Plan
- A New Option to the 401(k)
- Choosing between a 401(k) and a Roth IRA
- Key Considerations
Your 401(k) plan is only one part of your total retirement plan, but it's an important part of your plan because times are changing. It's uncommon for employees to work for one company their entire career and less common for employers to provide big pension benefits. It's more important than ever that you participate in planning and saving enough for a comfortable retirement. You have to take an active role in the planning process because company-provided pensions and Social Security may not be enough. In most cases those benefits are only a portion of the total amount of money you'll need to live the retirement lifestyle that you desire. Your 401(k) plan lets you take an active role in planning for your retirement.
Did you know that most people after reaching retirement age live another 20 to 30 years? That's almost as long as your total number of working years. We're living longer and we need to save more so our money will not run out.
IMPORTANT NOTE: People are saving, but they are not saving enough. Most people save one-half or less of what they should be saving.
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| Not a Bank Deposit | Not Insured by Any Federal Government Agency | |
Meeting with NHTrust team is without obligation or cost.
NHTrust is a trade name of New Hampshire Trust Company. Brokerage services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Investment and insurance products are subject to investment risk, including the possible loss of value. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. Osaic Institutions and NHTrust not affiliated.
